Escape by Discover® Card
Issued by Discover
Escape by Discover® Card
Overall Rating
4.5 Stars
Benefit Rating
4.5 Stars
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Review for Escape by Discover® Card


The Escape by Discover® Card, issued by Discover, is a travel rewards card that is perfect for people who are interested in earning travel miles quickly.

The rewards program offers cardholders 1,000 miles for each month a purchase is made for the first 25 months of opening an account (for a total of 25,000 Bonus Miles*). At the same time, cardholders will have the flexibility of earning unlimited Double Miles on all of their personal and business purchases. Miles never expire and can be redeemed for booking any airline, cruise, hotel stay, or car rental. You can also exchange your miles for gift cards to 90 brand-name partners or for cash starting at just 1,000 miles.

In addition to the rewards program, cardholders will also enjoy enhanced travel benefits including car rental insurance, lost luggage insurance, travel delay insurance, and travel cancellation insurance.

While there is a $60 annual fee requirement for this card, cardholders will enjoy a 0% APR on purchases and balance transfers for the first six months of opening an account. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.

Those who plan to take advantage of the introductory rate and the travel reward program will find that the Escape by Discover® Card has a great deal to offer.


Updated:  September-02-10




Most Attractive Feature(s):  0% introductory rate; rewards program; bonus miles.

Least Attractive Feature(s):  Annual fee; low rate not available to all applicants.


Note: The review of this card was updated on September-02-10. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.


Rates and Fees for Escape by Discover® Card


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Card Category: Reward - Travel
Introductory Rate: 0% Intro APR*
Applied Towards: Purchases, Balance Transfers
Introductory Rate Details: There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.
APR (Purchases): 10.99% (V)
The APR for purchases is based on the Prime Rate.
APR (Cash Advances): 23.99% Variable
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $60
Additional Cardholders: n/a
Grace Period: 25 Days (Min.)
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: $19 on balances up to $250; $39 on balances over $250
Over-The-Limit Fee: $15 on balances up to $500; $39 on balances over $500
Cash Advance Fee: 3%, $5 minimum
Balance Transfer Fee 3% for each balance transfer made under this offer

*To view the most current rates, please see the most recent card issuer's "Terms and Conditions".




Rewards for Escape by Discover® Card


Miles per Dollar: 2 Miles
Additional Miles: Earn two additional miles for every dollar you spend through the ShopDiscover online shopping site.
Mile Details: Miles can be redeemed for travel credits, cash, or gift cards.
Miles Compatible with Frequent Flyer Programs: No
Expiration: None (Account inactivity for more than 18 months could result in the forfeiture of Miles.)
Yearly Limit: None



User comments about Escape by Discover® Card


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