Platinum Delta SkyMiles® Credit Card from American Express
Issued by American Express
Platinum Delta SkyMiles® Credit Card from American Express
Overall Rating
4 Stars
Benefit Rating
5 Stars
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Review for Platinum Delta SkyMiles® Credit Card from American Express


The Platinum Delta SkyMiles® Credit Card from American Express, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history.

Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Air Lines related purchases). Twenty thousand bonus miles are awarded to new applicants with their first purchase, 5,000 of which are Base Miles to be applied towards the Medallion Status program for upgrade opportunities, mileage bonuses, and more.

Miles do not have an expiration date (if travel is made through Delta Air Lines at least once every two years) and there is no yearly limit, unlike the gold and standard cards that do have yearly limits (based on annual spending).

This card has an annual fee of $150 per year and the the APR for purchases and balance transfers is above average for a rewards card.

As far as additional benefits go, Cardholders can expect many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services. Plus, cardholders can check their first bag for free on every Delta flight!

Therefore, those who plan to spend at least $3,000 or more a month due the card's high annual fee, frequently fly on Delta Air Lines, and will use the card at participating retailers and merchants (to accumulate additional miles) will benefit most from what the Platinum Delta SkyMiles® Credit Card from American Express has to offer.


Updated:  August-17-10




Most Attractive Feature(s):  20,000 bonus miles; double miles at participating retailers (including Delta Air Lines); free companion ticket annually.

Least Attractive Feature(s):  High annual fee; this card is not eligible for enrollment in the Membership Rewards® program.


Note: The review of this card was updated on August-17-10. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.


Rates and Fees for Platinum Delta SkyMiles® Credit Card from American Express


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Card Category: Reward - Airline
Introductory Rate: 9.99% APR During the First 12 Months of Cardmembership on Balance Transfers.
Applied Towards: Balance Transfers
Introductory Rate Details: 9.99% during the first 12 months of Cardmembership on balance transfers submitted on this application or received within the first 30 days of account opening.
APR (Purchases): 14.5% variable
The APR for purchases is based on the Prime Rate.
APR (Cash Advances): n/a
The APR for cash advances is based on the Prime Rate.
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $150
Additional Cardholders: $0
Annual Fee Details: $150 per year.
Grace Period: 20 Days
Minimum Credit Limit: n/a
Maximum Credit Limit: n/a
Late Payment Fee: n/a
Over-The-Limit Fee: $35
Cash Advance Fee: n/a
Balance Transfer Fee n/a

*To view the most current rates, please see the most recent card issuer's "Terms and Conditions".




Rewards for Platinum Delta SkyMiles® Credit Card from American Express


Miles per Dollar: 1 Mile
Additional Miles: Earn 2 miles per dollar spent at supermarkets, drugstores, gas stations, home improvement and hardware stores, the U.S. Postal Service, on Delta Air Lines purchases, or when paying wireless phone bills.
Miles Compatible with Frequent Flyer Programs: Yes
Expiration: 2 Years (Miles do not expire as long as the frequent flyer account is active during a 2-year period.)
Yearly Limit: None



User comments about Platinum Delta SkyMiles® Credit Card from American Express


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