IDFreeze from TrustedID provides identity theft prevention services to secure your identity and protect you against credit fraud.
Unlike many credit monitoring services, which notify you after your identity has already been compromised, TrustedID prevents thieves from ever using your identity in the first place by blocking access to your credit reports, so that nobody can open credit in your name without your permission.
When you sign up for IDFreeze, your credit reports at Experian, Equifax, and TransUnion will be protected by the Lender DoubleCheck and CreditLock services. Lender DoubleCheck maintains fraud alerts on your credit reports, which require creditors to verify your identity before issuing new credit in your name. CreditLock applies security freezes to your credit reports, which lock your credit reports so that creditors may only access your credit reports with your permission.
TrustedID provides additional identity protection by monitoring your credit card information for fraudulent activity over the Internet, supplying you with annual credit reports from Experian, Equifax, and TransUnion to review your credit history for accuracy, and stopping pre-approved credit offers that thieves use to open credit in your name.
TrustedID also offers identity theft and restoration specialists that are always available via telephone or email to answer your questions, help correct any inaccuracies in your credit reports, or assist you in any emergencies.
On top of this, TrustedID protects you with $1,000,000 in identity theft insurance to cover out-of-pocket costs associated with identity theft not prevented by IDFreeze.
Signing up for IDFreeze only takes a few minutes, and TrustedID immediately takes all of the necessary actions to protect your identity, which is an essential first step if your personal information has already been compromised.
TrustedID also offers family protection plans to help protect your entire family against identity theft including spouses, children, and seniors, so you can rest assured that your entire family is safe against credit fraud.
TrustedID is currently offering a 15% discount on all of their personal and family plans with a 30-day risk-free trial period, making it a small price to pay to protect your good name and know your identity is secure.
Join TrustedID today and sign up for IDFreeze to protect your identity and prevent credit fraud.
Most attractive features: 30-day risk-free trial and 15% discount; $1,000,000 identity theft insurance.
Least attractive features: Additional steps needed to apply for new credit during membership as a result of the added protection.
Additional Services
Credit card monitoring.
Stop pre-approved credit offers.
Customer service specialists.
Credit report evaluation.
$1,000,000 in identity theft insurance.
Bureaus Reported: Equifax, Experian, and TransUnion.
Report Frequency: Credit reports will be received within 30 days (within two weeks in most cases) of enrolling in the program, and they will be received annually thereafter.
Delivery Method: U.S. Mail
Report Details: Credit reports from the Equifax, Experian, and TransUnion are provide for free with your enrollment in the TrustedID program and every year thereafter.
Bureaus Monitored: Equifax, Experian, and TransUnion.
Monitoring Frequency: TrustedID provides constant protection for your credit reports from identity theft and credit fraud.
Monitored Occurrences: Instead of a traditional credit monitoring service that monitors your credit reports and alerts you to any changes or problems after they happen, TrustedID places fraud alerts and security freezes on your credit reports that require creditors to verify your identity and receive your express permission to access your credit reports in order to issue credit in your name.
Alert Delivery Method: TrustedID members will be contacted by phone if anyone attempts to access their credit reports.
Insurance/Protection Provided: $1,000,000 in identity theft insurance if your identity is ever stolen or your credit is compromised while you are a client.
Monitoring Details: TrustedID places fraud alerts on your credit reports, which require creditors to verify your identity before issuing credit in your name.
This means that no company can issue credit; arrange loans; provide utilities, cell phones, housing leases, etc.; increase credit lines; or open new credit cards in your name without verifying your identity.
TrustedID also assist you in placing security freezes on your credit reports that only allow creditors to access your credit reports with your consent, which completely blocks thieves from being able to open a new account in your name.
Card Types: Credit Cards
Services Provided: TrustedID monitors your credit card numbers across the Internet.
Insurance/Protection Provided: Not Available
Registration Details: TrustedID monitors the Internet on a 24/7 basis and alerts you by email in real time to any instances of your credit card information being used in fraudulent activity.
Trial Provided: Yes
Trial Price: Free
Trial Length: 30 Days
Trial Details: TrustedID provides a 30-day risk-free trial offer to all new members.
Price: $8.50
Payment Frequency: Monthly
Processing Fee: Not Available
Price Details: Personal Plans: $8.50 per month with a 3-month minimum; $84.15 per year.
Family Plans: $16.99 per month with a 3-month minimum; $161.49 per year.
Above prices include 15% discount.
Additional fees may apply for locking and unlocking security freezes applied through the CreditLock service.
Payment Methods: Credit Card
Payment Policy: Should you decide to cancel your monthly subscription, your credit card will not be charged for any subsequent months, but there are no refunds for partial months.
Should you decide to cancel your annual subscription during the first 180 days of your membership, you will receive a refund for 50% of your payment to TrustedID. After 180 days of membership, there will be no refunds for annual memberships.
Important Notations: Additional fees apply to CreditLock services that vary by state.
See the application for the complete terms and conditions of the program.
