Secure Money Store works with a network of lenders to provide quick and easy loans of up to $1,500.
Applicants can promptly be approved for a loan through a simple application process. Simply fill out the online application, and then speak with a loan agent to verify your information and the details of the loan. There are normally no documents to fax, but that will depend on your qualifications and the loan amount.
Qualifying for a loan is relatively easy. There are no credit checks or any of the hurdles generally associated with other loans. Applicants must receive employment or benefit income of at least $1,000 per month, and they must have a valid checking account.
Applicants can apply for loans from $150 to $1,500. Once approved, loans will be deposited directly into the applicant’s checking account as early as the next business day.
The finance fee for the loan is determined during the application process, but there is a very flexible repayment plan. The loan will be automatically renewed every pay period, and only the minimum required payment will be deducted from your bank account. Additional fees will apply, but you will be able to repay your loan from future paychecks at your own pace. When you are ready to pay your loan in full, simply indicate your intentions to do so, and the full amount of the loan plus any fees will be deducted from your checking account.
Overall, the network of lenders that compete to give you the best possible loan terms and the extended repayment options make Secure Money Store one of the best options available for cash advance loans.
Most attractive features: Network of competing lenders; loans of up to $1,500.
Least attractive features: Not all lenders can provide loans of up to $1,500.
Additional Services
None
Minimum Loan: $150
Maximum Loan: $1,500
Transfer Time: Loans will usually be deposited the same evening that the application is completed and will be available by the next business day.
Transfer Method: Loans are directly deposited to the customer's checking account.
Term/Due Date: The minimum payment will be due by your next payday, and loans are automatically extended until the customer can afford to pay them in full.
Loan Details: None
Minimum Income: $1,000 per month
Source of Income: Income from employment and other types of recurring income are acceptable.
Bank Accounts: Checking
Additional Applicant Requirements: Applicants must be at least 18 years old and a U.S. citizen.
Application Process: Complete online application, which requires an email confirmation, then talk to a live representative by phone within one hour to confirm your information and complete the loan process. Applicants must speak with a representative by phone in order to be approved for their loan.
Important Notations: No Credit Checks. No faxing. See the application for the complete terms and conditions of the program.
Finance Fee: Fees are based on the information provided by the applicant.
Finance Fee Details: Not Available
Minimum Payment: The minimum payment amount will be provided to the applicant during the approval process.
Refinance Details: Applicants will be automatically refinanced if they don't pay their loans in full and additional fees will apply.
Payment Method: Minimum payments are automatically debited from your checking account, unless you inform them that you are ready to pay in full.
Payment Details: Customers who don't pay their loans in full and are automatically renewed will be subject to additional fees.
